At What Point Do You Stop Saving With An Insurance Bundle?
By karen in Entertainment | 5 comments
We have our home insurance, life insurance, and auto insurance all bundled together. We were shown the savings we would get at the time, and it seemed pretty neat. The life insurance isn’t term insurance but we’re happy with it, especially since the auto insurance covers both teenage drivers in our family.
The problem is my husband. He’s had four tickets in two years. The insurance went up each time he got a ticket and I imagine it will skyrocket this time, especially if he gets a red license.
Or worse, they’ll cancel it altogether.
Aren’t there insurance companies that specialize in insuring people with iffy records? And if so, what is the easiest way to research what happens to my insurance costs for home, life and the rest of our autos and compare that to what a different company for my husband only would charge without 57 phone calls? Isn’t there some website that can compute all of this for me and show me all the terrific rates? I mean, his rate shouldn’t suck completely because he has only one fender bender in December of 06 and no DUI incidents or anything. And I think the fender bender is one of those four tickets. Two of the tickets fall off this year. Is there an easier way?
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Justin Gobbels | Mar 2, 2009 | Reply
I honestly couldn’t tell you. I’m still covered on my parents’ insurance plan until I graduate, thank God. I’m really not looking forward to growing up and having to deal with all these “adult” issues.
brenda | Mar 5, 2009 | Reply
Well, now I’m worried. I’ve had about six tickets since I started driving, all minor ones, mind you. Could this really affect my insurance even though I’m relatively healthy?
Gordon | Mar 9, 2009 | Reply
I’ve seen a few pretty nifty sites that can give you a basic idea of what kind of life insurance policies you may be eligible for. I can’t remember any of them offhand, but a simple Google search should yield something.
mark | Mar 11, 2009 | Reply
My friend has the iffiest record out there (involving things beyond just harmless speeding) and he’s still fully insured for less than an arm and a leg. It can be done.
Juan Guliana | Mar 13, 2009 | Reply
As long as he doesn’t have any DUI incidents, he shouldn’t be charged too much for insurance. At least that’s what an insurance agent once tried to convince me.